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The unified pension scheme (ups), national pension system (nps), and old pension scheme (ops) are india’s three major pension schemes, each offering unique. Some states have restored the old pension scheme (ops) instead of the new pension scheme or national pension scheme (nps) for government employees. Nps (higher potential returns but with risk).
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2026 Calendar Here’s how the ups combines the best. Ops (if eligible) or ups (for assured benefits).
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